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SR-22  Insurance FAQ

What is an SR22 in Texas?

An SR 22 filing requirement is due to a traffic infraction. DWI's DUI's and Tickets for Driving Without Financial Responsibility or “no Insurance ", occasionally there may be other reasons a filing is required or otherwise desired.  Failure to comply with the SR22 filing requirement usually will result in suspension of driving privileges. The SR22 Form requested by a licensing authority can be issued by a licensed Insurer. The Insurance must meet the minimum limits for your state. In (your state minimum required coverage.)

Ever state will have different options for same day service.   In most cases have your SR22 form ready the same day when you purchase insurance coverage? You have the following options for the filing of your form.

 1.      You can file it yourself at your local Drivers License office

       2.      Occasionally you may wish to have your attorney handle the matter for you,

           in which case your agent will provide the SR 22 form to you for your

           attorney's use.

License Suspended

If you've already had your License suspended and an SR22 is required. You will need to file the form with the appropriate fines or fees before your license suspension will be lifted.

Filing Term

Ever state customary required filing term can be different. (3 years from the date of order or suspension.)

During this time you must maintain an SR22 filing in order to keep your license valid and current. If your Insurance policy expires, is cancelled or ceases coverage for any reason. The insurer is required by law to notify the ordering State.

Penalty for Failure to Maintain SR 22

When notice that your coverage and SR 22 filing is no longer valid is received by the State Licensing Authority, and if your filing period requirement has not yet been met, The Drivers License is generally suspended again until such time as a replacement SR 22 is filed by Insurance Company.

It is important during this time that your Drivers License address information is correct and up to date with your State Licensing Authority. You will usually receive any notice from them regarding the status of your driving privileges at the home address listed on your license

Many people have found only after months or sometimes years later that they have been driving on a Suspended License. This is usually the result of outdated address information on file with the State of issue

It is important to keep this information up to date because this is the address at which you will be sent notices about your license, including, Renewals and Notices Of Suspension.

Contact us today for more information about SR22 Insurance

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Please Note: The information contained in this Web site is provided solely as a source of general information and resource.  It is a not a statement of contract and coverage may not apply in all areas or circumstances.  For a complete description of coverage’s and guideline, always read the insurance policy, and consult your state insurance dept.  

     
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Please read this disclaimer: this internet site provides information of a general nature for educational purposes only and is not intended to be legal and or financial advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a financial planner, attorney, or insurance professional licensed in your state with respect to your particular situation. Insurance Corner Services LLC 16630 Imperial Valley Suite 239, Houston, Texas 77060, Serving Houston Texas, Dallas, San Antonio, Fort Worth, Austin, Humble, Katy, Cypress, Spring, The Woodlands, Conroe, Cleveland, Porter, Pearland, Sugarland, And all of Texas.

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 16630 Imperial Valley Suite 239 * Houston, TX 77060  * Phone 281 448-6677