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Transportation Insurance Operations

Insurance Corner is a full line brokerage offering all of the insurance products you need to properly protect the assets of your business, meet the regulatory requirements, and safeguard our communities with the financial security of rated and admitted insurance companies.

LTL & PICK-UP/DELIVERY OPERATIONS

If your operations involve LTL or P&D work, then you have a unique set of needs that needs to be addressed in evaluating, and protecting, the risks in your business. Insurance Corner Services understands and can help tailor your risk management options.

Specifically, the selection of drivers in your business becomes more important. These personnel deal with city congestion, time constraint, and loading/unloading that the long haul driver will not experience. In many cases, personality traits, along with a driving record review, are important considerations prior to getting to behind the wheel of a P&D route. Proper training is essential!

In addition, vehicle safeguards become an issue for you. Motor Truck Cargo insurance policies must allow for the vehicle to be left unattended while packages are being delivered. To accommodate that greater degree of risk, without taking a massive price hike, Insurance Corner spends time with you in determining your optimal method of loss prevention.

Finally, most P&D, and LTL, operations involve a warehouse, terminal, or storage facility that requires attention to general liability, terminal coverage, and varies options of business property. Once again, Insurance Corner is ready, willing, and quite able to address and protect your interests to your unique needs.

INTERMODAL TRUCKING OPERATIONS:

Truckers hauling ocean containers or rail freight have their own set of unique requirements from the insurance industry. Comprehensive auto liability on an any auto basis is frequently mandated by the steamship lines. Trailer interchange and Motor Truck Cargo also become issues from the intermodal carrier. In the major metropolitan areas hijackings and cargo theft need to be properly addressed and the extensive use of owner operator independent contractors become a legal issue with respect to both the workers compensation and IRS payroll tax obligations.

Finally, this class of business must have a knowledgeable and responsive insurance brokerage to handle to slew of insurance certificates that plague the intermodal carrier.

Fortunately for you, Insurance Corner is just that insurance brokerage. We routinely issue hundreds of certificates to the steamship lines and our years of working with the equipment control personnel at those companies takes that hassle out of our hands. In addition, we have a multitude of options to help you structure your coverage that way you want to run your business. Whether all vehicles are insured under one fleet policy, or if owner operators purchase their own insurance individually, we deliver the results at the most competitive rates.

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